Privacy Policy

1) Who we are

Money Habits MY (“we”, “us”, “our”) provides educational content, workshops, and digital resources focused on building better daily money habits with technology.

Contact details: 8 Ian Forks East Waynemouth, LE2 9HY, GB • Tel: +44 8419 866207 • Email: [email protected]

2) Scope

This Policy applies to personal data processed via example.com, including pages such as index.html, blog.html, about.html, contact.html, and any policy or checkout pages (e.g., cart.html).

3) Data we collect

Information you provide

• Contact details (name, email, phone) when you contact us or submit forms.
• Account/order details if you purchase workshops or digital products.
• Feedback and correspondence you send us.

Information collected automatically

• Usage and device data (IP address, browser type, pages viewed, time on page).
• Cookies, localStorage, and similar technologies that remember preferences and measure analytics.

Information from third parties

• Analytics partners (e.g., Google Analytics) and ad platforms (e.g., Facebook Pixel) as described below.
• Payment and fulfilment providers (if applicable) for order processing and fraud prevention.

4) Purposes and legal bases

• Provide and improve the website, content, and services (our legitimate interests and/or performance of a contract).
• Respond to inquiries and support requests (performance of a contract and legitimate interests).
• Analytics and performance measurement to understand usage and improve usability (consent where required; otherwise legitimate interests).
• Marketing communications where you have opted in or where permitted by law (consent or legitimate interests, with opt-out available).
• Security, fraud prevention, and compliance with legal obligations (legal obligation and legitimate interests).

5) Cookies and localStorage

We use cookies and localStorage to operate the site, remember preferences, and measure analytics. Our cookie banner lets you accept, reject, or customize analytics cookies.

• Essential cookies: required for core functionality (always on).
• Analytics cookies: help us understand usage to improve experience.

Preference storage keys used on this site include:

• cookie_consent — overall consent status (“accepted”, “rejected”, or “custom”).
• cookie_analytics — analytics enabled flag (“1” or “0”).

You can change your preferences anytime via the cookie banner or “Cookie preferences” modal.

6) Analytics and advertising

Google Analytics

We use Google Analytics to understand how visitors use our site. Google processes data as an independent controller in accordance with its privacy policy. You can opt out in our cookie controls or via browser-level tools.

Facebook Pixel

We use Facebook Pixel to measure conversions and improve content relevance. Facebook processes data as described in its Data Policy. You may control participation through our cookie controls and your Facebook ad preferences.

7) Sharing your information

We share data only as necessary with trusted service providers who process it on our behalf (e.g., hosting, analytics, email, payment processors). We require appropriate contractual safeguards. We may disclose information if required by law or to protect rights, safety, or security.

8) International transfers

Your data may be processed in other countries. Where required, we rely on appropriate safeguards such as Standard Contractual Clauses, or other lawful mechanisms.

9) Data retention

We keep personal data only as long as necessary to fulfil the purposes described above, comply with legal obligations, resolve disputes, and enforce agreements.

10) Your rights

Depending on your location, you may have rights to access, rectify, erase, restrict, or object to processing, and to data portability. Where processing is based on consent, you can withdraw consent at any time without affecting prior lawful processing.

To exercise rights, contact us at [email protected]. We may need to verify your identity. You may also have the right to complain to a supervisory authority.

11) Security

We use technical and organizational measures designed to protect personal data. However, no method of transmission or storage is completely secure.

12) Children

Our services are not directed to children under 13. If you believe a child provided personal data, contact us to delete it.

13) Changes to this Policy

We may update this Policy from time to time. The “Last updated” date shows the latest revision. Material changes will be posted on this page.

14) Contact

Money Habits MY, 8 Ian Forks East Waynemouth, LE2 9HY, GB

Email: [email protected] • Tel: +44 8419 866207