Terms & Conditions

1) About us

Money Habits MY (“we”, “us”, “our”), Reg No: 78832066, provides educational content and related services designed to help users build better daily money habits with technology.

Contact: 8 Ian Forks East Waynemouth, LE2 9HY, GB • [email protected] • +44 8419 866207

2) Acceptance of Terms

By using our site, you confirm that you accept these Terms and agree to comply with them. If you do not agree, you must not use our site.

3) Changes to Terms

We may update these Terms from time to time. Changes take effect when posted on this page. Your continued use constitutes acceptance of the updated Terms.

4) Eligibility

You must be at least 13 years old to use the site. If you use the site on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

5) Content and intellectual property

• All content, trademarks, logos, and other intellectual property on the site are owned by or licensed to Money Habits MY and are protected by applicable laws.
• We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes.
• You must not copy, modify, distribute, sell, or lease any part of the site or content without our written permission.

6) Acceptable use

You agree not to:

• Use the site for unlawful, misleading, or fraudulent purposes.
• Interfere with or disrupt the site or its security (e.g., introducing malware or scraping without permission).
• Reverse engineer or attempt to derive source code except as allowed by law.
• Infringe third-party rights or harvest personal data without consent.

7) Educational content — no financial advice

Our content is for educational purposes only and does not constitute financial, investment, legal, tax, or other professional advice. We do not provide individualized recommendations. You are responsible for your decisions and should obtain professional advice where appropriate.

8) Purchases, pricing, and taxes

• Prices are as displayed at the time of purchase and may change without notice.
• Taxes may apply based on your billing address and applicable laws.
• Orders are subject to acceptance and availability. We may refuse or cancel an order and will provide a refund if payment was taken.
• Refunds are governed by our Refund Policy.

9) Third-party services and links

The site may link to third-party sites or integrate third-party tools (e.g., analytics, payment providers). We are not responsible for their content, policies, or practices. Your use of third-party services is at your own risk and subject to their terms.

10) Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information and cookie preferences.

11) Disclaimers

• The site and content are provided “as is” and “as available” without warranties of any kind, express or implied.
• We do not guarantee that the site will be uninterrupted, secure, or error-free, or that content will be accurate or complete.

12) Limitation of liability

To the maximum extent permitted by law, Money Habits MY and its directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, or goodwill, arising from or related to your use of the site.

13) Indemnification

You agree to indemnify and hold Money Habits MY harmless from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your violation of these Terms or misuse of the site.

14) Suspension or termination

We may suspend or terminate your access if we reasonably believe you have violated these Terms or applicable laws.

15) Governing law and venue

These Terms are governed by the laws of England and Wales, without regard to conflict of law principles. Courts located in England and Wales shall have exclusive jurisdiction. If you are a consumer with mandatory rights under other local laws, those rights remain unaffected.

16) Contact

Money Habits MY • 8 Ian Forks East Waynemouth, LE2 9HY, GB • [email protected] • +44 8419 866207

Last updated: 17 Sep 2025